Check Processing

Are You Looking for Electronic Check Processing for Your Business?

You’ve come to the right place! We offer electronic check processing accounts tailored for businesses that may struggle to obtain ACH accounts due to chargebacks or their specific industry type. Our electronic check processing accounts allow for higher chargeback limits and returns compared to other payment methods.

Why Choose Our Electronic Check Processing?

Quick Approvals

Get started faster with accelerated time to market.

Unlimited Processing Capacity

No volume limits for your transactions.

Extensive Banking Network

Integrated with multiple banks, no reliance on one.

Increase Sales

Boost sales by offering electronic checks.

Flexible Acceptance

Accept checks online, via phone, or mail.

Bulk Processing

Upload eCheck files to process transactions.

Recurring Billing

Set up recurring payments easily.

Cloud-Based Reporting

Track payments through our secure cloud system.

What Is eCheck Payment Processing?

Electronic checks, or eChecks, refer to payments that are automatically debited from a bank account. During checkout, customers can choose to pay via electronic check by providing their bank routing and account numbers instead of traditional debit or credit card information.

eChecks have become the most popular alternative payment method in the U.S., with millions of shoppers regularly using them for goods and services. However, not all electronic check processing services are created equal. Each merchant has unique requirements, and many cannot qualify for ACH accounts due to low return ratios or industry restrictions.

We specialize in providing true electronic check processing accounts for sectors with specific needs. Our processing method enhances your business security, protects your operating account, and offers flexibility with returns and chargebacks.

Caution!

When exploring electronic check processing options, be wary of providers that only offer "substitute" checks, which may not be accepted by many banks and can lead to account flags if chargebacks occur. High-risk merchants often face account closures when chargeback issues arise, so it’s essential to choose a reliable provider that understands your unique needs.